Know your rights and know how to spot those who are breaking the rules!
Part D and Medicare advantage means big money for insurers which also means aggressive sales people, pushy tactics and sometimes deception. Before you choose a plan make check to make sure your own interests are being served.
Reported: Merlin Jones, 67, of Dallas complained to consumer advocates that he had to chase an overzealous agent off his front yard last month after the man tried to badger him into buying a private Medicare plan.
Reported: Era Boyd, 83, of Dallas said an agent came to her home two weeks ago, launched into a long, confusing sales pitch and then began pressing her for her Social Security number.
Reported: Numerous examples of advantage plan salespeople going door to door and approaching Seniors in supermarkets with a high pressure sales pitch. That's against Medicare rules and should be reported to Medicare at 1-800-633-4227.
Before switching to a private plan, seniors should confirm that their doctor and other health care providers will accept it. Remember, never make a decision on the spot or sign something that seems confusing or just not right. Many states and senior service organizations provide free and unbiased counseling to help you choose the right plan.
In California visit: http://www.calmedicare.org/
For New York: http://hiicap.state.ny.us/
Florida: http://elderaffairs.state.fl.us/News/PressReleases/2005/Oct-Dec/110905.html
How to get help: If you think you've been misled or pressured into an advantage plan call Medicare at 1-800-633-4227.
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